Achieve Tax Savings & Wealth Building with DR-VIPhttps://www.usicg.com/publications/insights-articles/defined-benefit-pension/achieve-tax-savings-wealth-building-with-dr-vip/12/20/2021 11:55:24 PM
Increase tax-deductible contributions, mitigate risk and minimize costs with a Direct Recognition Variable Investment Plan (DR-VIP).
Employee Financial Securityhttps://www.usicg.com/publications/insights-articles/defined-contribution-401k/Employee-Financial-Security/12/20/2021 11:55:24 PM
Finding the right retirement plan recordkeeper helps your employees improve their financial security — and offsets the financial impact of delayed retirement to your organization.
Rate of Return Assumptions Hounded by Market Changeshttps://www.usicg.com/publications/insights-articles/investments/rate-of-return-assumptions-hounded-by-market-changes/12/20/2021 11:55:24 PM
In a recently released Issue Brief, the Academy of Actuaries discusses the interplay of the rate of return assumption and the investment mix.
Defined Benefit Pension Plan De-risking Initiativeshttps://www.usicg.com/publications/insights-articles/defined-benefit-pension/defined-benefit-pension-plan-de-risking/12/20/2021 11:55:24 PM
A plan sponsor may be unable to implement a de-risking strategy currently because of cost, market conditions, or resource availability.
Terminating an Overfunded Pension Plan? Who Gets the Excess?https://www.usicg.com/publications/insights-articles/defined-benefit-pension/terminating-an-overfunded-pension-plan-who-gets-the-excess/12/20/2021 11:55:24 PM
When terminating an overfunded pension plan, there are seven possibilities to consider to determine how excess plan funds can be exhausted.
Delaying the Inevitable: Required Minimum Distributions for Defined Contribution Planshttps://www.usicg.com/publications/insights-articles/compliance-legal/required-minimum-distributions-defined-for-contribution-plans/12/20/2021 11:55:24 PM
A qualified retirement plan account holder may choose to delay — up to a point — paying taxes on retirement savings by keeping them in a qualified retirement plan or IRA
Policy Update: Recent IRS Rule Changes on RMDs; DOL Reverses Final Rules for Financial Factors in Selecting Plan Investmentshttps://www.usicg.com/publications/insights-articles/compliance-legal/policy-update-recent-irs-rule-changes-on-rmds-dol-reverse-final-rules/12/20/2021 11:55:24 PM
Understand how recent IRS rule changes may impact plan participants and affect fiduciary duties.
Is Your 401(k) Plan on Course? Follow this Checklisthttps://www.usicg.com/publications/insights-articles/defined-contribution-401k/is-your-401k-plan-on-course-follow-this-checklist/12/20/2021 11:55:24 PM
Use this 401(k) plan checklist to keep your plan on course. Focusing on fees and performance, compliance, and participant communication.
Peace of Mind is Just an Actuarial Audit Awayhttps://www.usicg.com/publications/insights-articles/defined-benefit-pension/peace-of-mind-is-just-an-actuarial-audit-away/12/20/2021 11:55:24 PM
Have you been putting off an actuarial audit of your governmental pension plan? Why postpone peace of mind?
Employees Need Your Help to Achieve Retirement Readinesshttps://www.usicg.com/publications/insights-articles/defined-contribution-401k/Employees-Need-Your-Help-to-Achieve-Retirement-Readiness/12/20/2021 11:55:24 PM
After two full years of a global pandemic, are your employees any closer to being retirement ready? Implementing slight changes in your plan’s design and communicating effectively with employees can