DirectNEWS is a quarterly publication designed especially for retirement plan participants. The newsletters contain articles on various retirement and investment topics to help educate and assist participants in managing their retirement accounts.

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Direct News - Fall 2022

Are You On Track For Retirement?

Every year October is recognized as National Retirement Security Month to help raise public awareness about the importance of saving for retirement.  This is a good opportunity to reflect on your personal financial goals and take time to evaluate if you are on track to meet those goals, especially with regard to retirement.

USI Consulting Group’s retirement plan website provides you with many tools and resources to help you develop your personal retirement strategy. We encourage you to visit Learning Station…

Retirement Savings Tips for Millennials

If you're a millennial, retirement may barely register in your consciousness. Between paying down student loans, trying to take that first step on the housing ladder, or other financial priorities, you may have little time to think much about your life 35 years from now.

However, you shouldn't wait until later to start planning for retirement. Retirement success can depend greatly on getting an early start on saving for your future. Here are some basic tips that can help put you on the path to retirement security…


Direct News - Summer 2022

Journey Guide: Retirement Readiness Calculator

Planning for your retirement just got easier! Effective immediately on your participant retirement account portal you can get direct access to Journey Guide: Retirement Readiness Calculator, a quick check up to check out where you are compared to where you want to be with regards to your projected retirement income.

Highlights of Journey Guide:

  • Simple – may be completed in 15 minutes
  • Flexible – has the ability to show “what if” examples for your retirement planning
  • Factors in the impact of inflation, taxes and longevity
  • Shows the impact of Social Security timing
  • Provides the opportunity for you to speak to a live financial coach, if you like...

How Do You Get Started?

You can access the Retirement Readiness Calculator online in your retirement account...


Direct News - Spring 2022

What Should I Do?  Volatile Times in the Markets

An extended period of volatility in the investment markets can test even the coolest heads. Dealing with volatility can be difficult for experienced as well as novice investors. These time-proven tips can help you and your portfolio survive the recent volatility and future market turbulence.

  • Keep a Long-Term Perspective

Don't allow the market's ups and downs to make you lose sight of the reason you are investing in the first place: your future retirement…

  • Review Your Asset Allocation

As a retirement plan investor, you can diversify on multiple levels…

A Heads-Up for the Soon-to-Retire Crowd

You've got plans, so you don't want to make mistakes that could derail them. If you're close to retirement, recognizing potential missteps can help you avoid them.

  • Investing Too Aggressively

What if you haven't saved as much as you'll need for retirement? You might decide to choose a more aggressive asset mix…

  • Failing to Track Your Finances

Having a handle on your finances is important at any age, but it's particularly critical as retirement nears…

  • Underestimating Health Care Expenses

Don't even think that Medicare will cover all of them…


Direct News - Winter 2022

Getting Ready to Retire?  Do You Have a Plan?

Regardless of your answers, there are two important questions you should be asking yourself. First, how much income will you need in  retirement? And second, how much income can you confidently expect to receive in retirement?

Introducing the Retirement Readiness Planner!

Through an exclusive arrangement with Financial Endurance, you can now not only get a clearer picture of where you stand but also what, most probably, lies ahead. Depending on how you feel about that, a variety of options can be explored to  solidify or possibly improve your retirement  journey.  The process is simple and can be completed in 15 minutes. It’s also flexible, with the ability to show different “what if” scenarios to assist with your retirement planning.  The calculator considers inflation, taxes, the possibility of outliving your money, and the impact of delaying the start of taking Social Security…

What Will You Get Back?

In just a few seconds, you will receive a simple and accurate, graphic presentation of where you stand today.  You may also be given a few alternative outcomes that you can achieve with just a few simple adjustments.  And finally, you will have an opportunity to set up a confidential conversation with a Financial Endurance coach to discuss your situation and consider options for possibly improving it…

Cut through the uncertainty and start 2022 with a clearer picture of what your retirement may or could look like. Plan your retirement with the confidence to spend what you need to spend, without the worry of what you can afford.