DirectNEWS is a quarterly publication designed especially for retirement plan participants. The newsletters contain articles on various retirement and investment topics to help educate and assist participants in managing their retirement accounts.

Click here to download the free Adobe Acrobat Reader

 

Direct News - Spring 2022

What Should I Do?  Volatile Times in the Markets

An extended period of volatility in the investment markets can test even the coolest heads. Dealing with volatility can be difficult for experienced as well as novice investors. These time-proven tips can help you and your portfolio survive the recent volatility and future market turbulence.

  • Keep a Long-Term Perspective

Don't allow the market's ups and downs to make you lose sight of the reason you are investing in the first place: your future retirement…

  • Review Your Asset Allocation

As a retirement plan investor, you can diversify on multiple levels…

A Heads-Up for the Soon-to-Retire Crowd

You've got plans, so you don't want to make mistakes that could derail them. If you're close to retirement, recognizing potential missteps can help you avoid them.

  • Investing Too Aggressively

What if you haven't saved as much as you'll need for retirement? You might decide to choose a more aggressive asset mix…

  • Failing to Track Your Finances

Having a handle on your finances is important at any age, but it's particularly critical as retirement nears…

  • Underestimating Health Care Expenses

Don't even think that Medicare will cover all of them…


Direct News - Winter 2022

Getting Ready to Retire?  Do You Have a Plan?

Regardless of your answers, there are two important questions you should be asking yourself. First, how much income will you need in  retirement? And second, how much income can you confidently expect to receive in retirement?

Introducing the Retirement Readiness Planner!

Through an exclusive arrangement with Financial Endurance, you can now not only get a clearer picture of where you stand but also what, most probably, lies ahead. Depending on how you feel about that, a variety of options can be explored to  solidify or possibly improve your retirement  journey.  The process is simple and can be completed in 15 minutes. It’s also flexible, with the ability to show different “what if” scenarios to assist with your retirement planning.  The calculator considers inflation, taxes, the possibility of outliving your money, and the impact of delaying the start of taking Social Security…

What Will You Get Back?

In just a few seconds, you will receive a simple and accurate, graphic presentation of where you stand today.  You may also be given a few alternative outcomes that you can achieve with just a few simple adjustments.  And finally, you will have an opportunity to set up a confidential conversation with a Financial Endurance coach to discuss your situation and consider options for possibly improving it…

Cut through the uncertainty and start 2022 with a clearer picture of what your retirement may or could look like. Plan your retirement with the confidence to spend what you need to spend, without the worry of what you can afford.