Proactively addressing your investment needs

Of all the fiduciary responsibilities you have in maintaining a retirement plan, one of the most important is selecting and monitoring investment options offered within the plan in accordance with the Employee Retirement Income Security Act of 1974 (ERISA).

At USI Consulting Group (USICG), we take a completely independent approach to investment guidance. To avoid conflicts of interests, we do not manage money and we do not create or distribute our own proprietary investment products. Our team is truly objective, putting positive employee and employer outcomes at the center of everything we do. Our approach helps employers fulfill their fiduciary obligations and create a diverse and completely customizable investment menu that helps facilitate 404(c) compliance.

We provide our clients with access to:


Robust co-fiduciary support for investment selection and monitoring


Over 65 different mutual fund families and more than 6,800 individual mutual funds


Top-rated mutual funds* at Net Asset Value (i.e., without an initial sales charge)


Broad selection of target date funds that provide employees with a simple, diversified solution based on their projected retirement age


Various investment alternatives including stable value, company stock, self-directed brokerage, collective trusts (i.e., collective investment funds), managed portfolios and separate accounts

*Morningstar Investment Management LLC.

Investment advice provided to the Plan by USI Advisors, Inc. Under certain arrangements, securities offered to the Plan through USI Securities, Inc. Member FINRA/SIPC. Both USI Advisors, Inc. and USI Securities, Inc. are affiliates of USI Consulting Group.