As noted in the Fiduciary Checklist it is important for plan sponsors to periodically monitor the investment options within the retirement plan. We help plan sponsors with this by providing periodic investment reviews and updates on the market. By logging into the USIA Website, clients will have access to client-specific investment review reports, investment policy statements, monthly market updates and detailed information regarding our consulting services and team. Learn more about our Investment Advisory Services.

First-time users will need to register by clicking on the following link located on the website: New User Register > Click Here.

When registering you will be required to enter in a Client ID Number. If you do not have your Client ID Number, please contact your USICG Account Manager. If you have any issues logging into the client-specific section of the website, please contact webmaster@usicg.com.

These literature pieces provide information on the importance of periodically benchmarking plan fees and services.

Click the following for more information: 

> Support for Plan Fiduciaries

> What You Don't Know About 401(k) Fees Can Hurt You

These tools can aid plan sponsors in providing required participant notices throughout the plan year.

Click the following for more information:

> Participant Notice Glossary

> Participant Notice Inventory

The Internal Revenue Service has announced annual cost-of-living adjustments applicable to pension and profit sharing plans, effective January 1, 2025. In accordance with legislative guidelines, these limitations are adjusted annually to reflect changes in the cost-of-living index. The guidelines are similar to those used to adjust Social Security benefits. Access the IRS 2025 COLA.

We understand that providing employees with education pertaining to retirement is an important fiduciary obligation. Please visit our Employee Learning Station for employers to access resources they can provide to employees to assist them in taking steps towards preparing for their retirement goals.