Private Client & Executive Benefits Services

Providing independent planning services and insurance strategies to help provide executive, business-related and personal protection

USI Consulting Group’s Private Client & Executive Benefits Group functions as a full-service cohesive team with a relentless focus on developing client-specific solutions. We are an independent insurance consulting practice focusing on serving successful businesses, corporate executives and high net worth individuals that demand excellence, respect and an unyielding commitment to their interests. 

Working with a seasoned, full-service, in-house team of Case Design Consultants, Underwriters and a Dedicated Policy Service staff, we are truly a turn-key solution, managing the sophisticated needs of businesses, executives and high-end clientele. We provide insurance planning, procurement, monitoring and ongoing administrative services to help our clients meet their goals and objectives. We often collaborate with our clients’ legal and financial professionals to model alternatives and help ensure the business and/or estate plan is seamlessly integrated into the broader financial picture to help optimize results.

Our core services can be broken out into Business and Individual focused categories:

Business Planning

• Enhanced Benefits to Retain and Recruit Key Executives
  • • Non-Qualified Deferred Comp Plans (NQDCs)
    • Section 162 Bonus Plans
    • Restricted Executive Bonus Arrangements (REBAs) (Split Dollar, Deferred Compensation Plans, Executive Bonus Plans, SERPs)
    • Split Dollar
    • Supplemental Retirement Plans (SERPs)
    • Group Term Carve Out
    • Corporate Sponsored LTC plans
• Key Person Insurance Planning and Analysis
• Buy/Sell Agreement Funding
• Policy Review and Stress Testing
• Supplemental Individual Disability Carve Out Programs for Executives and Owners

Individual Planning

• Policy Review and Stress Testing
• Life Insurance Planning (Term and Permanent Coverage)
• Long Term Disability/Income Protection Planning
• Long Term Care Insurance Solutions (Stand Alone, Hybrid, and Permanent Funding Strategies)
• Life Insurance Portfolio Design
• Private Placement Life Insurance and Annuities
• Estate Tax Planning Advisory Services
• Wealth Transfer & Estate Equalization Strategies

Speak to one of our consultants today to learn more.

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Advisor, Member FINRA.org/SIPC.org. Chernoff Diamond & Co is a division of USI and is independently owned and operated. Check the background of this firm and/or investment professional FINRA’s BrokerCheck.

Neither USI Consulting Group, nor its affiliates and/or employees, agents/representatives offer legal or tax advice. The site is for information purposes and should no be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, financial or tax advisor or plan provider. USI Securities, Inc. and USI Advisors, Inc., affiliates of USI Consulting Group, are not engaged in any business activity of the Private Client and Executive Benefits Group.

Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to https://mfin.com/m-securities

CA Insurance License #0D15134
AR Insurance License #1995190

Tracking # 4753781.1