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Our
Privacy Promise to You
USI provides this notice to you, our customer, so that
you will know what we will do with the personal information,
personal financial and health information (collectively
referred to as the “protected information”)
that we may receive from you directly or receive from
your healthcare provider or receive from another source
that you have authorized to send us your protected information.
We at USI are concerned about your privacy and assure
you that we will do what is required of us to safeguard
your protected information.
What types of information
will we be collecting?
USI collects information from you required both for
our business and pursuant to regulatory requirements.
Without it, we cannot provide our products and services
for you. We will be collecting protected information
about you from:
-
Applications or other forms, such as name, address,
Social Security number, assets and income, employment
status and dependent information
-
Your transactions with us or your transactions
with others, such as account activity, payment history,
and products and services purchased
- Consumer reporting agencies, such as credit relationships
and credit history. These agencies may retain their
reports and share them with others who use their services;
Other individuals, businesses and agencies, such as
medical and demographic information
- Visitors to our websites, such as information from
on-line forms, site visitorship data and on-line information
collection devices, commonly called “cookies”
What will we do with
your protected information?
The information USI gathers is shared within our company
to help us maximize the services we can provide to our
customers. We will only disclose your protected information
as is necessary for us to provide the insurance products
and services you expect from us. USI does not sell your
protected information to third parties, nor does it
sell or share customer lists.
We may also disclose all of the information described
above to third parties with which we contract for services.
In addition, we may disclose your protected information
to medical care institutions or medical professionals,
insurance regulatory authorities, law enforcement or
other government authorities, or to affiliated or nonaffiliated
third parties as is reasonably necessary to conduct
our business or as otherwise permitted by law.
Our Security Procedures
At USI, we have put in place the highest measures to ensure
the security and confidentiality of customer information.
We will handle the protected information we receive by
restricting access to the protected information about
you to those employees and agents of ours who need to
know that information to provide you with our products
or services or to otherwise conduct our business, including
actuarial or research studies. Our computer database has
multiple levels of security to protect against threats
or hazards to the integrity of customer records, and to
protect against unauthorized access to records that may
harm or inconvenience our customers. We maintain physical,
electronic and procedural safeguards that comply with
federal and state regulations to safeguard all of your
protected information.
Our Legal Use of Information
Retain the right to use ideas, concepts, know-how, or
techniques contained in any nonpublic personal information
you provide to us for our own purposes, including developing
and marketing products and services.
Your Right to Review
Your Records
You have the right to review the protected information
about you relating to any insurance or annuity product
issued by us that we could reasonably locate and retrieve.
You may also request that we correct, amend or delete
any inaccurate information by writing to us at the
above address.
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